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Advantages of operational leasing

An operational lease is the form of lease that combines classic financing with management and full maintenance service of the vehicle. The monthly lease installment includes financing the vehicle, costs of repairs and maintenance, summer and winter tires, insurance and 24h assistance. 
The selection of such a solution yields a series of benefits:
  • ability to quickly acquire the vehicle for the company, without committing the company’s own capital;
  • makes it possible to instantaneously make investment decisions and – what follows – immediately react to the market situation;
  • leasing provides the ability to cover costs of utilizing vehicles out of the current revenue of the Company;
  • leasing is a flexible, fast and convenient form of obtaining fixed assets; with minimal formalities and simplified procedures;
  • lease installments are fully deductible as costs of income revenue;
  • VAT is charged on respective lease payments separately, so there is no necessity to pay it in its entirety at the beginning of the agreement, as takes place with installment sales agreements;
  • leasing does not limit the lessee’s ability to obtain traditional forms of financing for investments, e.g. bank loans, it is not listed as a debt on the company’s balance sheet.
 
Compared to bank loans, operational leasing has several additional advantages: simpler procedures and formalities, lack of security, e.g. in the form of a registered lien or assignment of insurance to the bank, as well as a much shorter waiting time to conclude a lease agreement.